Boat Loan Refinancing: Drop From 9% to 6%
Refinance your boat loan and cut your rate from 9% to 6% or lower. Clear Asset Solutions specializes in $500K+ yacht refinancing. Zero application fees.
Marine Financing
Boat & Yacht Loans, Rates & Refinancing
Everything you need to finance your next vessel or lower the payment on the one you already own. Our marine guides cover boat and yacht loans up to $10,000,000+, how to get approved, estimating payments with our calculators, comparing refinance lenders, and navigating Florida's boat-buying market — written by people who close these deals.
- Up to $10M+
- 80% LTV
- Rates from 5.74% APR
- Close in 1–4 weeks
How to Get Approved for a Boat Loan
Published on: 13/07/2026
Learn the exact lender requirements for a boat loan: down payment, DTI limits, liquidity, and credit score. Clear Asset Solutions funds $100K-$10M+ boats.
Why Clear Asset Solutions?
$10M+
Max loan size
80% LTV
Purchases & refinances
5.74% APR
Marine rates as low as
1–4 Weeks
Typical time to close
Free Tool
Boat Loan Calculator
Estimate your monthly payment with current 2026 marine rates — down payment, term, and amortization included.
Try the Calculator →Also From Clear Asset Solutions
We also help real estate investors fund their 1–4 unit fix & flip and ground-up construction deals.
Financing Insights
One email a month: rate moves, new loan programs, and investor playbooks. No spam.
Clear Asset Solutions is not a direct lender; we act as an intermediary to connect you with financial products that help get your loan closed. All rates, terms, and loan products are subject to change without notice. Final financing details will vary based on specific asset valuation, the borrower’s individual credit profile, and overall financial background. All applications are subject to independent underwriting and final lender approval.